Staff Get Staff - Marketing Executive, Auto Finance Sales MY

Job Description:

• Meet sales target by securing new quality loans in line with management decision on the portfolio mix of products and customers

• Maintain excellent business relationship with internal and external customers and dealers to create business leads and opportunities

• Received loan/financing applications from dealer/customer/salesman and ensure documents received are in accordance to Auto credit underwriting guidelines requirement

• Ensure consent for credit bureau checking is given by customer before proceeding further on the loan/financing applications compliance

• Interview applicant (by phone/in person) and conduct KYC/CDD and ECDD for higher risk customer

• Authentication of identification, income and vehicle documents compliance

• Create credit application in Auto Credit System (ACS). Perform data entry (SDE & FDE) in ACS and ensure data keyed in is complete and accurate

• Ensure Credit Application is created timely to meet targeted Turnaround Time compliance

• Perform CTOS enquiry for (i) all non-individual applications. (ii) all individual applications that exceed AFS’s DA and (iii) other than the above as and when required

• Keep dealers updated on a daily basis the status of cases submitted

• Supervise and ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP agreement and other related documents

• Serve Product Disclosure Sheet (PDS) and brief customer/s on the contents of HP agreement and witness the execution of the Agreement compliance

• Investigate and follow up on cases that have been delayed for approval and disbursement

• Prepare proposal for panel dealership and other facilities applied by panel dealers

• Conduct site visits when required

• Prepare reports for Business Manager as and when required

• Any other duties and responsibilities as assigned by Management from time to time

Job Requirement:

• Diploma / Higher Diploma/ Degree Qualification in Banking related discipline, Finance and Management.

• Fresh graduate or with min 1 years of work experience in Banking or Auto Finance industry.

• Good communication and interpersonal skills to build business relationships with dealers.