Vice President, Portfolio Management & Early Alert - Commercial Credit Zone 1 MY

Supervision and credit management of CBCs portfolio for the following: -

Asset Quality monitoring – Delinquency tracking/ force impairment/ NPL

Early warning accounts identification for all CBC's portfolio based on predictive tools & remedial proposals

Fresh Impairment & ECL projection including FRS 139 (IA Provision) monthly reporting to Finance & Group Risk

Collaborate with CBC on submission of R&R Proposals. Thereafter to closely monitor the implementation and compliance of the R&R proposals with the CBCs, to prevent the accounts from falling into impaired status.

Pricing, ad-hoc contractors appointment and adhoc appointment of Insurer request

Administrative tracking and monitoring of monthly stale / unrated rating/ interim Credit Risk Rating/ overdue review / bullet & balloon credit / Prohibited Credit/ trade risk indicator / escrow accounts / R&R submission/ Country Risk Rating/

PWC, BNM and GCAD Audit reply review.

Stress Test and portfolio assessments

Account planning and follow up on special attention / weak accounts not limited to exit plan/ reduction scheme to mitigate potential losses & ECL.

Post mortem on accounts turning impaired with specific learning lessons, common errors, major cause of default etc.

Evaluate and recommend annual review / amendment / R&R proposal under DA of CCZs

Monitoring of Sector Appetite / sector limit

Adhoc assignments from time to time.