Specialist, Monitoring & Detection

About the Team:

Are you eager to elevate your career to new heights? Join us for an exhilarating opportunity to pioneer our groundbreaking digital bank project, where boundless possibilities await! We're thrilled to extend an invitation for you to join our vibrant team of visionaries, innovators, and trailblazers.

You'll collaborate closely with some of the sharpest minds in the industry, operating within a supportive and collaborative environment that fosters creativity and exploration. Your next thrilling adventure awaits with our digital bank project. Join us in shaping the future, today!

About the role:

The Level 1 FRAML Analyst is responsible for the first-line review and investigation of alerts generated from fraud detection and AML transaction monitoring systems. The role also supports customer onboarding by reviewing cases that fail straight-through automated eKYC processing. This ensures timely identification of suspicious activities, risk mitigation, and compliance with regulatory requirements and internal policies.

Key Responsibilities:

• Perform initial review and analysis of alerts generated from Fraud Detection and AML Transaction Monitoring systems.

• Investigate unusual or suspicious transactions, account behaviours, and customer activities, including but not limited to supporting NFP fund tracing and earmarking requests.

• Differentiate between genuine and suspicious activities using predefined rules, scenarios, and risk indicators.

• Escalate potential fraud cases or suspicious activities to Level 2 / relevant investigation teams with proper documentation.

• Ensure all alerts are reviewed and closed within defined Service Level Agreements (SLAs).

• Document investigation findings clearly, accurately, and in accordance with internal SOPs and regulatory standards.

• Conduct customer due diligence checks, including reviewing customer profiles, transaction history, and risk ratings.

• Review onboarding cases that fail automated eKYC straight-through processing and conduct manual verification to ensure compliance with regulatory and internal requirements.

• Support in identifying emerging fraud trends, typologies, and AML risks.

Key Requirements:

• A bachelor’s degree in any discipline.

• 1–3 years of experience in Fraud Detection, AML Transaction Monitoring, or Financial Crime operations (fresh graduates with relevant internship exposure may be considered).

• Basic understanding of AML regulations, fraud risk, and financial crime typologies.

• Strong analytical and problem-solving skills.

• Good written and verbal communication skills.

• Ability to work in a fast-paced, high-volume environment.

• Detail-oriented with a strong investigative mindset.

• Willingness to work on shifts.

Benefits:

• Play a pivotal role in shaping credit risk strategies at a fast-growing digital bank.

• Work with cutting-edge tools and data to drive real business impact.

• Gain exposure to innovative risk management practices in digital lending.

• Competitive compensation and opportunities for professional growth.

What We Value:

• Revolutionary in our thinking

• Innovative in our products, services, and the way we work

• Genuine in our intentions

• Honourable in our actions

• Tenacious in overcoming challenges