Vice President, Balance Sheet Management

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Job Summary

The Vice President, Balance Sheet Management supports the Bank's balance sheet strategy through in‑depth financial analysis, ALM support, and regulatory‑driven reporting. The role operates as a senior individual contributor, partnering closely with Group Treasury, Group Risk and Business Units, and providing analytical insights to ALCO and senior management to ensure optimal balance sheet positioning, liquidity resilience and capital efficiency.

Job Responsibilities

Balance Sheet & ALM Support

• Analyse and monitor the Bank's balance sheet structure, including asset mix, liability composition, funding profile and capital position.

• Support Asset & Liability Management (ALM) activities covering liquidity risk, interest rate risk and structural balance sheet risk.

• Track and analyse key metrics including NIM, LCR, NSFR, funding ratios and capital adequacy.

Financial Analysis & Management Support

• Perform balance sheet analytics, trend analysis and scenario assessments to support management decision‑making.

• Support pricing, funding and asset growth initiatives by assessing balance sheet and capital implications.

• Prepare materials and analysis for ALCO, Senior Management and Board Committees.

Regulatory & Governance

• Ensure balance sheet‑related activities and reporting comply with BNM guidelines and internal policies.

• Support regulatory submissions, audit reviews and internal governance processes relating to ALM and balance sheet management.

• Maintain strong documentation, controls and audit trails.

Stakeholder Collaboration

• Work closely with Group Treasury on funding, liquidity and structural balance sheet matters.

• Partner with Group Risk on risk metrics, stress testing and balance sheet risk assessments.

• Engage Business Units on initiatives with balance sheet, capital or funding impact.

Process & Capability Enhancement

• Contribute to enhancements in balance sheet reporting, analytics and MIS.

• Support system improvements, data quality initiatives and process documentation.

• Participate in projects related to ALM framework enhancements or regulatory changes.

Job Requirements

• Bachelor's Degree in Finance, Accounting, Economics, Banking or related discipline.

• Professional qualifications (e.g. ACCA, CPA, CFA) are an advantage.

Experience

• 8–12 years of relevant experience in banking finance, ALM, balance sheet management, treasury or financial risk.

• Solid understanding of bank balance sheet dynamics, liquidity management and capital considerations.

• Experience within a BNM‑regulated banking environment is required.

Skills & Competencies

• Strong financial analysis and Excel modelling skills.

• Good working knowledge of ALM concepts, liquidity risk and interest rate risk.

• Ability to translate complex data into clear insights for senior stakeholders.

• Strong attention to detail with a control‑oriented mindset.

• Effective stakeholder engagement and communication skills.

• Experience with ALM systems or treasury platforms is an added advantage.